Northwestern and their success on the road are really the kingmaker so far.
If you look at the predicitons I sent back in August, I had Georgia losing at LSU, and Ohio State losing at Purdue. My prognostication then was:
>I believe the Committee would select: Clemson, Georgia, Alabama, Notre Dame
And if we get:
13-0 Clemson
12-1 Georgia (SEC champ)
12-1 Alabama (loses to Georgia in the SECCG)
12-0 Notre Dame (funny how the lack of a "13th data point" doesn't hurt them!)
I still think those four end up being your playoff. Obviously, still a ways to go, with the most anticipated Cocktail Party in years, Alabama/LSU, and Notre Dame with trips to the aforementioned Northwestern and USC, although the latter looks like they're toast.
I do think a debate between 12-1 Big Ten Champion and 12-1 Big 12 champion would be an interesting one, and one that probably wouldn't have a wrong answer. Central Florida is well on the outside looking in if they finish undefeated despite what would be a 25 game winning streak. Again, and also through no real fault of their own, that schedule isn't good enough. The good news if you're looking for such a thing: a four-team playoff that omits all three teams mentioned in this paragraph probably leads to playoff expansion sooner rather than later.
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